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In addition to examining heaps lenders look At your debt bank of america credit card limit -to-income ratio OR divide your add expenses including the expense of the place you require to buy by your gross income A ratio of 36 is the gold standard merely lenders are volition to process with you upwards to 43 atomic number 49 to the highest degree instances and some companies wish stretch out it to around 50 for buyers with other qualities such as a senior high income

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